When you hire Florida Home Inspection Inc you are hiring an experienced professional who has training and experience in the building industry in Florida. It is the job of the home inspector to not only evaluate the condition of the house's major systems and structural integrity, but also to evaluate how these systems are working together and identify areas that need to be watched, repaired or replaced.
The Home Inspector gives you the Big Picture analysis of the house you are purchasing. If the home inspector identifies the need for a costly, detailed analysis of any of the houses' systems or structures, the inspector will recommend the appropriate professional, which may be an experienced engineer with expertise analyzing that particular system or structure. The need for this kind of expensive, detailed analysis is rare.
Our Professional Florida Home Inspection service is a visual inspection of the structural elements and systems that are accessible. This typically includes:
We strongly encourage you to accompany the inspector so that you may ask questions and gain a better understanding of the systems in the home.
After Hurricane Andrew in Florida, Insurance Companies in Florida have been trying to encourage homeowners to make their homes safer and reduce insurance claims. Many of the insurance companies and JUA (Joint Underwriting Association) now request Four Point Inspection, which often include, but not limited to:
1. Roof Inspection
2. Electrical Inspection
3. HVAC (Heat & Air Conditioning)
4. Plumbing Components
The cost of a Four Point Inspection is generally based on the size of the home by square feet and the age of the home and location starting at $150.00.
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They are generally looking for most systems in the four-point inspection to have been updated to current standards and are in good condition. The four-point inspection is a tool for them to evaluate your homes condition on the four points.
YES! Some insurance companies in Florida have forms that may be used for at least one of the four points (Electrical). In this particular form they have asked about the age, type and certain elements of the electrical system, which may have high claim ratios. We provide our own four point inspection forms that cover all 4 points of the Four Point Inspection.
The Florida Insurance Companies prefer to use licensed and qualified Inspectors to complete the four-point inspection. That is able to provide a professional opinion to the four areas inspected. Homeowners cannot fill out the four-point inspection form themselves.
NONE! Please be clear that Florida Home Inspection Inc. is not employed by Insurance companies, and cannot guarantee any aspect of the four point inspection, including but not limited to: INSURABILITY, UNDERWRITING, NEED FOR ADDITIONAL CERTIFICATION OR INSPECTIONS SUBSEQUENT TO INITIAL INSPECTION, WORK TO BE PERFORMED FOLLOWING INSPECTION, Etc.
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