When you hire Florida Home Inspection Inc you are hiring an experienced professional who has training and experience in the building industry in Florida. It is the job of the home inspector to not only evaluate the condition of the house's major systems and structural integrity, but also to evaluate how these systems are working together and identify areas that need to be watched, repaired or replaced in the house inspection.
The Home Inspector gives you the Big Picture analysis of the house you are purchasing. The home inspection identifies the need for a costly, detailed analysis of any of the houses' systems or structures, the inspector will recommend the appropriate professional, which may be an experienced engineer with expertise analyzing that particular system or structure. The need for this kind of expensive, detailed analysis is rare in the house inspection.
Our Professional Florida Home Inspection service is a visual inspection of the structural elements and systems that are accessible. Home Inspector typically includes:
We strongly encourage you to accompany the inspector during the house inspection so that you may ask questions and gain a better understanding of the systems in the home.
After Hurricane Andrew in Florida house by Insurance Companies in Florida have been trying to encourage homeowners to make their homes safer and reduce insurance claims. Many of the insurance companies and JUA (Joint Underwriting Association) now request Four Point Inspection, which often include, but not limited to:
1. Roof Inspection
2. Electrical Inspection
3. HVAC (Heat & Air Conditioning)
4. Plumbing Components
The Home Inspector will evaluate these items during the home inspection and add the details to an report for the insurance company.
The cost of a Four Point home Inspection is generally based on the size of the home by square feet and the age of the home and location starting at $175.00.
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There is a discount if the four point is added at the same time with the house inspection.
They are generally looking for most systems in the four-point inspection to have been updated to current standards and are in good condition. The four-point home inspection is a tool for them to evaluate your homes condition on the four points. The home inspector will write up a report with photos for the insurance company with the house inspection.
YES! Some insurance companies in Florida have forms that may be used for at least one of the four points (Electrical). In this particular form they have asked about the age, type and certain elements of the electrical system, which may have high claim ratios. The home inspector provides our own four point home inspection forms that cover all 4 points of the Four Point House Inspection.
The Florida Insurance Companies are required to use licensed and qualified home Inspectors to complete the wind mitigation home inspection. This house inspection is needed to determine which credits apply to a home. During a wind mitigation inspection, a certified inspector looks for key features and add-ons that reduce the amount of damage your home may suffer in the event of a hurricane or strong windstorm.
Home Inspection areas the Home Inspector Covers